/*
Theme Name: Credanova Capital
Theme URI: https://credanovacapital.com
Author: Credanova Capital
Description: Corporate WordPress theme for Credanova Capital, a Swiss lending information & brokerage site. Fully German-language layout with header nav (Startseite, Über uns, Dienstleistungen, Blog, Kontakt, Kredit beantragen) and an extended footer link area.
Version: 1.0.0
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: credanova
*/

/* ============================================
   DESIGN TOKENS
   ============================================ */
:root{
  --stone:        #F3EFE6;   /* cream stone facade */
  --stone-deep:   #E7E0D2;
  --walnut:       #241A12;   /* dark wood panelling */
  --walnut-soft:  #362820;
  --gold:         #A87C3F;   /* brushed bronze-gold */
  --gold-bright:  #C99A4E;
  --gold-pale:    #E8D5AE;
  --ink:          #201C17;
  --ink-soft:     #55493C;
  --paper:        #FBF9F4;
  --swiss-red:    #D8232A;
  --line:         rgba(36,26,18,0.12);
  --shadow:       0 24px 48px rgba(36,26,18,0.14);

  --font-display: 'Playfair Display', Georgia, serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono:    'IBM Plex Mono', monospace;

  --radius: 4px;
  --container: 1180px;
}

/* ============================================
   RESET & BASE
   ============================================ */
*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; margin:0; padding:0; }
h1,h2,h3,h4{
  font-family:var(--font-display);
  color:var(--ink);
  line-height:1.15;
  margin:0 0 .5em;
  font-weight:600;
}
h1{ font-size:clamp(2.2rem,4vw,3.6rem); }
h2{ font-size:clamp(1.7rem,3vw,2.4rem); }
h3{ font-size:1.35rem; }
p{ margin:0 0 1.1em; }
.container{ max-width:var(--container); margin:0 auto; padding:0 28px; }
.eyebrow{
  font-family:var(--font-mono);
  text-transform:uppercase;
  letter-spacing:.14em;
  font-size:.72rem;
  color:var(--gold);
  display:inline-flex;
  align-items:center;
  gap:.6em;
  margin-bottom:1em;
}
.eyebrow::before{
  content:"";
  width:22px; height:1px;
  background:var(--gold);
  display:inline-block;
}
:focus-visible{ outline:2px solid var(--gold); outline-offset:3px; }
@media (prefers-reduced-motion: reduce){
  *{ animation-duration:0.01ms !important; transition-duration:0.01ms !important; }
}

/* signature hexagon-cross motif, reused as watermark / divider / bullet */
.hex-mark{
  width:34px; height:34px;
  display:inline-block;
  background: linear-gradient(135deg,var(--gold-bright),var(--gold));
  clip-path: polygon(25% 0,75% 0,100% 50%,75% 100%,25% 100%,0 50%);
  position:relative;
}
.hex-mark::before, .hex-mark::after{
  content:"";
  position:absolute; background:var(--paper);
}
.hex-mark::before{ top:0; bottom:0; left:44%; width:12%; }
.hex-mark::after{ left:0; right:0; top:44%; height:12%; }
.watermark-hex{
  position:absolute; opacity:.05; pointer-events:none;
  width:520px; height:520px;
  background: var(--gold);
  clip-path: polygon(25% 0,75% 0,100% 50%,75% 100%,25% 100%,0 50%);
}

/* ============================================
   BUTTONS
   ============================================ */
.btn{
  display:inline-flex; align-items:center; gap:.6em;
  font-family:var(--font-body);
  font-weight:600; font-size:.92rem;
  letter-spacing:.02em;
  padding:.95em 1.7em;
  border-radius:var(--radius);
  border:1px solid transparent;
  cursor:pointer;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.btn-gold{ background:linear-gradient(135deg,var(--gold-bright),var(--gold)); color:var(--walnut); }
.btn-gold:hover{ transform:translateY(-2px); box-shadow:var(--shadow); }
.btn-outline{ border-color:var(--gold); color:var(--paper); }
.btn-outline:hover{ background:var(--gold); color:var(--walnut); }
.btn-outline-dark{ border-color:var(--ink); color:var(--ink); }
.btn-outline-dark:hover{ background:var(--ink); color:var(--paper); }

/* ============================================
   HEADER
   ============================================ */
.site-header{
  position:sticky; top:0; z-index:100;
  background:rgba(251,249,244,0.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.site-header .container{
  display:flex; align-items:center; justify-content:space-between;
  padding-top:14px; padding-bottom:14px;
}
.site-logo{ display:flex; align-items:center; gap:12px; }
.site-logo img{ height:52px; width:auto; }
.site-logo .wordmark{ font-family:var(--font-display); font-size:1.15rem; letter-spacing:.03em; }
.site-logo .wordmark small{ display:block; font-family:var(--font-mono); font-size:.55rem; letter-spacing:.18em; color:var(--gold); text-transform:uppercase; }

.primary-menu{ display:flex; align-items:center; gap:34px; }
.primary-menu a{
  font-size:.88rem; font-weight:500; letter-spacing:.02em;
  color:var(--ink-soft);
  position:relative; padding:6px 0;
}
.primary-menu a:hover, .primary-menu a.current{ color:var(--ink); }
.primary-menu a:hover::after, .primary-menu a.current::after{
  content:""; position:absolute; left:0; right:0; bottom:0; height:2px; background:var(--gold);
}
.primary-menu .cta-item a{
  background:var(--walnut); color:var(--gold-pale);
  padding:.7em 1.3em; border-radius:var(--radius);
}
.primary-menu .cta-item a:hover::after{ display:none; }
.primary-menu .cta-item a:hover{ background:var(--gold); color:var(--walnut); }

.menu-toggle{ display:none; background:none; border:0; cursor:pointer; padding:8px; }
.menu-toggle span{ display:block; width:24px; height:2px; background:var(--ink); margin:5px 0; }

@media (max-width:940px){
  .menu-toggle{ display:block; }
  .primary-menu{
    position:fixed; inset:0 0 0 auto; width:78%; max-width:320px;
    background:var(--walnut); flex-direction:column; align-items:flex-start;
    padding:100px 32px 40px; gap:22px;
    transform:translateX(100%); transition:transform .3s ease;
  }
  .primary-menu.is-open{ transform:translateX(0); }
  .primary-menu a{ color:var(--gold-pale); font-size:1rem; }
  .primary-menu .cta-item a{ background:var(--gold); color:var(--walnut); }
}

/* ============================================
   HERO (premium split layout)
   ============================================ */
.hero{
  position:relative; overflow:hidden;
  background:
    radial-gradient(1100px 620px at 82% -10%, rgba(168,124,63,.14), transparent 60%),
    linear-gradient(180deg, var(--paper) 0%, var(--stone) 100%);
  padding:88px 0 0;
}
.hero .watermark-hex{ top:-140px; right:-160px; }
.hero-split{
  display:grid; grid-template-columns:1.05fr .95fr; gap:64px; align-items:center;
  position:relative; z-index:2;
}
.hero-copy .eyebrow{ color:var(--gold); }
.hero-copy h1{ color:var(--ink); }
.hero-copy p.lede{ font-size:1.15rem; color:var(--ink-soft); max-width:500px; }
.hero-actions{ display:flex; gap:16px; margin-top:2em; flex-wrap:wrap; }
.hero-actions .btn-outline{ border-color:var(--ink); color:var(--ink); }
.hero-actions .btn-outline:hover{ background:var(--ink); color:var(--paper); }
.hero-trust{ display:flex; gap:34px; margin-top:3em; flex-wrap:wrap; }
.hero-trust div{ font-family:var(--font-mono); font-size:.7rem; letter-spacing:.06em; color:var(--ink-soft); text-transform:uppercase; }
.hero-trust strong{ display:block; font-family:var(--font-display); font-size:1.5rem; color:var(--ink); letter-spacing:0; }

.hero-visual{ position:relative; }
.hero-visual .frame{
  position:relative; overflow:hidden;
  box-shadow:var(--shadow);
  clip-path: polygon(0 0, calc(100% - 34px) 0, 100% 34px, 100% 100%, 34px 100%, 0 calc(100% - 34px));
}
.hero-visual .frame img{ width:100%; height:460px; object-fit:cover; display:block; }
.hero-visual .float-card{
  position:absolute; left:-28px; bottom:32px;
  background:var(--paper); border:1px solid var(--line); box-shadow:var(--shadow);
  padding:18px 22px; display:flex; align-items:center; gap:14px;
  max-width:250px;
}
.hero-visual .float-card .dot{
  width:38px; height:38px; border-radius:50%;
  background:linear-gradient(135deg,var(--gold-bright),var(--gold));
  display:flex; align-items:center; justify-content:center; color:var(--walnut); flex-shrink:0;
  font-family:var(--font-mono); font-weight:700; font-size:.8rem;
}
.hero-visual .float-card strong{ display:block; font-size:.85rem; }
.hero-visual .float-card span{ font-size:.76rem; color:var(--ink-soft); }
.hero-visual .badge-pill{
  position:absolute; top:-20px; right:20px;
  background:var(--walnut); color:var(--gold-pale);
  font-family:var(--font-mono); font-size:.68rem; letter-spacing:.06em; text-transform:uppercase;
  padding:.6em 1.1em; border-radius:100px; box-shadow:var(--shadow);
}
@media (max-width:940px){
  .hero-split{ grid-template-columns:1fr; }
  .hero-copy{ order:-1; }
  .hero-visual .frame img{ height:320px; }
  .hero-visual .float-card{ left:16px; }
}

/* partner / trust strip directly under hero */
.partner-strip{ border-top:1px solid var(--line); border-bottom:1px solid var(--line); background:var(--paper); }
.partner-strip .container{ display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:20px; padding:26px 28px; }
.partner-strip .p-item{ display:flex; align-items:center; gap:10px; font-family:var(--font-mono); font-size:.76rem; letter-spacing:.04em; color:var(--ink-soft); text-transform:uppercase; }
.partner-strip .p-item .hex-mark{ width:20px; height:20px; }

/* ============================================
   SECTIONS (generic)
   ============================================ */
.section{ padding:100px 0; position:relative; }
.section-tight{ padding:64px 0; }
.section-stone{ background:var(--stone); }
.section-walnut{ background:var(--walnut); color:var(--gold-pale); }
.section-walnut h2{ color:var(--paper); }
.section-head{ max-width:640px; margin:0 0 3em; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }

/* three-up cards */
.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:32px; }
.grid-2{ display:grid; grid-template-columns:1.1fr .9fr; gap:56px; align-items:center; }
@media (max-width:900px){ .grid-3{ grid-template-columns:1fr; } .grid-2{ grid-template-columns:1fr; } }

.card{
  background:var(--paper); border:1px solid var(--line);
  padding:40px 32px; position:relative;
  clip-path: polygon(0 0, calc(100% - 18px) 0, 100% 18px, 100% 100%, 18px 100%, 0 calc(100% - 18px));
}
.card .hex-mark{ margin-bottom:1.4em; width:28px; height:28px; }
.card h3{ margin-bottom:.5em; }
.card p{ color:var(--ink-soft); font-size:.95rem; margin-bottom:0; }

/* step indicator - real sequence, numbers meaningful */
.steps{ display:flex; gap:0; margin:2.5em 0; }
.step{ flex:1; text-align:center; position:relative; padding:0 8px; }
.step .num{
  width:40px; height:40px; margin:0 auto 12px;
  border-radius:50%; border:1px solid var(--line);
  display:flex; align-items:center; justify-content:center;
  font-family:var(--font-mono); font-size:.9rem;
  background:var(--paper);
}
.step.active .num{ background:var(--gold); border-color:var(--gold); color:var(--walnut); font-weight:700; }
.step .label{ font-size:.82rem; color:var(--ink-soft); }
.step::after{
  content:""; position:absolute; top:20px; left:50%; width:100%; height:1px;
  background:var(--line); z-index:-1;
}
.step:last-child::after{ display:none; }

/* stats strip */
.stats-strip{ display:flex; justify-content:space-between; flex-wrap:wrap; gap:24px; }
.stat{ font-family:var(--font-mono); }
.stat strong{ display:block; font-family:var(--font-display); font-size:2.1rem; color:var(--gold-bright); }
.stat span{ font-size:.72rem; letter-spacing:.08em; text-transform:uppercase; }

/* testimonial / quote block */
.quote-block{
  border-left:3px solid var(--gold); padding-left:28px; font-family:var(--font-display);
  font-size:1.3rem; font-style:italic; color:var(--ink);
}

/* ============================================
   LOAN REQUEST FORM (Kredit beantragen)
   ============================================ */
.loan-form-wrap{
  background:var(--paper); border:1px solid var(--line);
  box-shadow:var(--shadow);
  padding:48px; max-width:760px; margin:0 auto;
}
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:20px; margin-bottom:20px; }
.form-row.single{ grid-template-columns:1fr; }
@media (max-width:640px){ .form-row{ grid-template-columns:1fr; } }
.field label{
  display:block; font-size:.78rem; font-weight:600; letter-spacing:.03em;
  margin-bottom:.5em; color:var(--ink-soft); text-transform:uppercase;
}
.field input, .field select, .field textarea{
  width:100%; padding:.85em 1em; font-family:var(--font-body); font-size:.95rem;
  border:1px solid var(--line); border-radius:var(--radius); background:#fff; color:var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus{ border-color:var(--gold); outline:none; }
.field small.hint{ display:block; margin-top:.4em; font-size:.76rem; color:var(--ink-soft); }
.consent{ display:flex; gap:10px; align-items:flex-start; font-size:.85rem; color:var(--ink-soft); margin:24px 0; }
.consent input{ margin-top:.3em; }

#loan-response{
  display:none; margin-top:28px; padding:24px; border:1px solid var(--gold);
  background:var(--gold-pale); color:var(--walnut); font-size:.95rem;
}
#loan-response.visible{ display:block; }
#loan-response strong{ display:block; font-family:var(--font-display); font-size:1.1rem; margin-bottom:.3em; }

/* disclaimer note under form, honest framing */
.form-disclaimer{ font-size:.78rem; color:var(--ink-soft); margin-top:18px; }

.loan-simulation{ border:1px solid var(--line); background:var(--stone); padding:24px 26px; margin:8px 0 24px; }
.loan-simulation .sim-head{ display:flex; align-items:center; gap:10px; font-weight:700; margin-bottom:16px; }
.loan-simulation .sim-badge{ font-family:var(--font-mono); font-size:.68rem; text-transform:uppercase; letter-spacing:.05em; color:var(--walnut); background:var(--gold-pale); padding:.3em .7em; border-radius:100px; font-weight:600; }
.loan-simulation .sim-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:16px; margin-bottom:16px; }
.loan-simulation .sim-grid > div{ background:var(--paper); border:1px solid var(--line); padding:14px 16px; }
.loan-simulation .sim-grid span{ display:block; font-family:var(--font-mono); font-size:.68rem; text-transform:uppercase; letter-spacing:.05em; color:var(--ink-soft); margin-bottom:.4em; }
.loan-simulation .sim-grid strong{ font-size:1.15rem; }
.loan-simulation .sim-note{ font-size:.78rem; color:var(--ink-soft); margin:0; }
@media (max-width:700px){ .loan-simulation .sim-grid{ grid-template-columns:1fr; } }

/* ============================================
   BLOG
   ============================================ */
.post-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:32px; }
@media (max-width:900px){ .post-grid{ grid-template-columns:1fr; } }
.post-card{ border:1px solid var(--line); background:var(--paper); }
.post-card .thumb{ height:180px; background:var(--stone-deep) center/cover; }
.post-card .body{ padding:26px; }
.post-card .meta{ font-family:var(--font-mono); font-size:.72rem; color:var(--gold); text-transform:uppercase; letter-spacing:.06em; margin-bottom:.6em; }
.post-card h3{ font-size:1.1rem; margin-bottom:.5em; }
.post-card p{ font-size:.9rem; color:var(--ink-soft); }

/* Featured post (top of blog page) */
.featured-post{ display:grid; grid-template-columns:1.1fr 1fr; gap:0; border:1px solid var(--line); background:var(--paper); }
.featured-post .thumb{ display:block; min-height:280px; background:var(--stone-deep) center/cover; }
.featured-post .body{ padding:40px; align-self:center; }
.featured-post .eyebrow{ color:var(--gold); margin-bottom:.6em; }
.featured-post .meta{ font-family:var(--font-mono); font-size:.72rem; color:var(--ink-soft); text-transform:uppercase; letter-spacing:.06em; margin-bottom:.8em; }
.featured-post h2{ font-size:1.7rem; margin-bottom:.5em; }
.featured-post p{ color:var(--ink-soft); margin-bottom:1.4em; }
@media (max-width:800px){
  .featured-post{ grid-template-columns:1fr; }
  .featured-post .thumb{ min-height:200px; }
  .featured-post .body{ padding:28px; }
}

/* Blog layout: posts + sidebar */
.blog-layout{ display:grid; grid-template-columns:1fr 280px; gap:44px; align-items:start; }
.blog-layout .post-grid{ grid-template-columns:repeat(2,1fr); }
@media (max-width:900px){
  .blog-layout{ grid-template-columns:1fr; }
  .blog-layout .post-grid{ grid-template-columns:1fr; }
}
.blog-sidebar{ display:flex; flex-direction:column; gap:20px; }
.blog-sidebar-card{ border:1px solid var(--line); background:var(--paper); padding:24px; }
.blog-sidebar-card h4{ font-size:1rem; margin-bottom:1em; }
.blog-cat-list{ list-style:none; margin:0; padding:0; }
.blog-cat-list li + li{ margin-top:.6em; }
.blog-cat-list a{ display:flex; justify-content:space-between; color:var(--ink-soft); font-size:.9rem; }
.blog-cat-list a:hover{ color:var(--ink); }
.blog-cat-list a span{ font-family:var(--font-mono); font-size:.76rem; color:var(--gold); }
.blog-sidebar-cta{ background:var(--walnut); border-color:var(--walnut); }
.blog-sidebar-cta h4, .blog-sidebar-cta p{ color:var(--gold-pale); }
.blog-sidebar-cta .btn{ width:100%; text-align:center; margin-top:.6em; }
.single-post-content{ max-width:760px; margin:0 auto; }
.single-post-content h1{ margin-bottom:.3em; }
.single-post-content .meta{ font-family:var(--font-mono); font-size:.78rem; color:var(--ink-soft); margin-bottom:2em; }

/* ============================================
   CONTACT
   ============================================ */
.contact-grid{ display:grid; grid-template-columns:.9fr 1.1fr; gap:56px; }
@media (max-width:900px){ .contact-grid{ grid-template-columns:1fr; } }
.contact-detail{ display:flex; gap:16px; margin-bottom:22px; }
.contact-detail .hex-mark{ flex-shrink:0; width:26px; height:26px; }
.contact-detail strong{ display:block; font-size:.9rem; }
.contact-detail span{ font-size:.9rem; color:var(--ink-soft); }

/* ============================================
   FOOTER
   ============================================ */
.site-footer{ background:var(--walnut); color:var(--gold-pale); padding-top:80px; }
.footer-top{ display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:40px; padding-bottom:56px; border-bottom:1px solid rgba(232,213,174,.15); }
@media (max-width:900px){ .footer-top{ grid-template-columns:1fr 1fr; } }
.footer-brand .site-logo .wordmark{ color:var(--paper); }
.footer-brand p{ color:rgba(232,213,174,.7); font-size:.88rem; max-width:280px; }
.footer-col h4{ color:var(--paper); font-size:.82rem; letter-spacing:.08em; text-transform:uppercase; margin-bottom:1.2em; font-family:var(--font-body); font-weight:700; }
.footer-col ul li{ margin-bottom:.8em; }
.footer-col a{ font-size:.9rem; color:rgba(232,213,174,.75); }
.footer-col a:hover{ color:var(--gold-bright); }
.footer-bottom{ display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; padding:26px 0; font-size:.78rem; color:rgba(232,213,174,.55); }

/* ============================================
   MISC PAGE HEADER (inner pages)
   ============================================ */
.page-hero{ background:var(--walnut); color:var(--paper); padding:120px 0 60px; position:relative; overflow:hidden; }
.page-hero .eyebrow{ color:var(--gold-bright); }
.page-hero h1{ color:var(--paper); max-width:640px; }
.breadcrumb{ font-family:var(--font-mono); font-size:.72rem; color:rgba(232,213,174,.6); margin-bottom:1.4em; text-transform:uppercase; letter-spacing:.06em; }
.breadcrumb a{ color:rgba(232,213,174,.85); }

.prose{ max-width:760px; }
.prose h2{ margin-top:1.6em; }
.prose ul{ list-style:disc; padding-left:1.4em; margin-bottom:1.2em; }
.prose li{ margin-bottom:.4em; }

/* ============================================
   FAQ ACCORDION
   ============================================ */
.faq-list{ max-width:760px; margin:0 auto; }
.faq-item{ border-bottom:1px solid var(--line); }
.faq-item summary{
  cursor:pointer; list-style:none; padding:22px 4px;
  display:flex; justify-content:space-between; align-items:center; gap:20px;
  font-family:var(--font-display); font-size:1.05rem;
}
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item summary::after{
  content:"+"; font-family:var(--font-mono); font-size:1.3rem; color:var(--gold); flex-shrink:0;
}
.faq-item[open] summary::after{ content:"–"; }
.faq-item p{ padding:0 4px 22px; color:var(--ink-soft); max-width:640px; }

/* ============================================
   SERVICE ROW (detailed homepage services)
   ============================================ */
.service-row{ display:grid; grid-template-columns:.4fr 1fr .5fr; gap:28px; align-items:center; padding:30px 0; border-bottom:1px solid var(--line); }
.service-row:first-child{ border-top:1px solid var(--line); }
.service-row .idx{ font-family:var(--font-mono); color:var(--gold); font-size:.85rem; }
.service-row h3{ margin-bottom:.3em; }
.service-row p{ margin-bottom:0; color:var(--ink-soft); font-size:.92rem; }
.service-row .amt{ font-family:var(--font-mono); font-size:.85rem; color:var(--ink-soft); text-align:right; }
@media (max-width:720px){
  .service-row{ grid-template-columns:1fr; gap:8px; }
  .service-row .amt{ text-align:left; }
}

/* CTA banner */
.cta-banner{
  position:relative; overflow:hidden;
  background:var(--walnut); color:var(--paper);
  padding:80px 60px; text-align:center;
  clip-path: polygon(0 0, calc(100% - 40px) 0, 100% 40px, 100% 100%, 40px 100%, 0 calc(100% - 40px));
}
.cta-banner h2{ color:var(--paper); }
.cta-banner p{ color:var(--gold-pale); max-width:520px; margin:0 auto 1.8em; }

/* testimonial grid */
.testi-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:32px; }
@media (max-width:800px){ .testi-grid{ grid-template-columns:1fr; } }
.testi-card{ background:var(--paper); border:1px solid var(--line); padding:34px; }
.testi-card p{ font-family:var(--font-display); font-style:italic; font-size:1.1rem; color:var(--ink); }
.testi-card .who{ font-family:var(--font-mono); font-size:.78rem; color:var(--ink-soft); text-transform:uppercase; letter-spacing:.05em; }